Personal Ultra Insured Money Market Accounts
Our Ultra Insured money market account (MMA) is ideal for individuals looking to deposit balances over $250,000. With enhanced FDIC coverage up to $50 million, this innovative account from Metropolitan Commercial Bank (MCB) offers unmatched security, competitive returns, and effortless liquidity.
Key Account Features
Enhanced FDIC Insurance Coverage
Enjoy total peace of mind with FDIC insurance up to $50 million for individual and $100 million for joint accounts.
Convenient Funds Management
Simplify your financial management by consolidating multiple high-balance accounts into one.
Higher Interest Rates
Earn a highly competitive rate on balances over $250,000, ensuring substantial growth on your deposits.
Daily Liquidity
Benefit from greater flexibility with access to your funds whenever you need them.
Automatic Market Adjustments
Your rate is tied to the effective federal funds rate (EFFR) and auto-adjusts to maximize your earnings, ensuring you get the best possible return.
Why Choose MCB
Relationship-driven Approach
We prioritize building strong relationships with our clients. Our Relationship Managers take the time to understand your unique needs and provide solutions that align with your short- and long-term financial goals.
Innovation and Technology
We offer leading-edge banking solutions that enhance your financial management capabilities. Our online and mobile platforms are user-friendly and packed with features to make banking easier.
Comprehensive financial solutions
MCB doesn’t just offer an array of personal banking options. We also provide complete commercial lending and business banking solutions. Manage all your financial needs seamlessly in one place with a team that understands and supports your complete financial well-being.
Commitment to Your Success
We’re here to help your business thrive. We provide tools, resources, and expert advice from a team of trusted financial professionals – ensuring your success now and into the future.
Online Banking
Manage your business accounts anytime, anywhere with online and mobile banking from Metropolitan Commercial Bank. It’s secure, convenient, and easy to use.
24/7 Access
Secure and convenient access to your accounts 24/7 from any device.
Real-Time Monitoring
Protect your business with fraud alerts and real-time transaction monitoring.
Customizable Permissions
Ensure secure access to accounts across your team with customizable user permissions.
Enhance Efficiency
Our tools can streamline operations and enhance efficiencies within your accounting processes.
Manage your business accounts anytime, anywhere with online and mobile banking from Metropolitan Commercial Bank. It’s secure, convenient, and easy to use.
Meet Our Relationship Team
MCB’s Relationship Managers are dedicated to providing personalized, high-touch service tailored to your unique needs. Meet the team below and find a banking center near you.
Get in Touch
Protecting your privacy is a Metropolitan Commercial Bank priority. We will never ask you for your PIN, social security number, username, password, account number, or other personal information in email or text messages.