Business Checking Accounts
Our business checking accounts offer flexibility, security, and personalized service, delivered by a dedicated Relationship Manager who acts as your single point of contact.
Essential Business Checking
Perfect for businesses with fixed or limited numbers of monthly transactions.
- 200 free monthly transactions1
- $5,000 average daily balance required
- ATM transactions with MCB’s Business Visa Check Card
- Offers full complement of Treasury Management services
Enhanced Business Checking
Ideal for businesses with a moderate volume of transactions.
- 600 free monthly transactions2
- $15,000 average daily balance required
- ATM transactions with MCB’s Business Visa Check Card
- Offers full complement of Treasury Management services
Platinum Business Checking
Tailored to commercial clients with complex cash management needs.
- Improve cash flow and reduce costs with Treasury Management services
- Offset monthly fees by aggregating balances of multiple accounts
- ATM transactions with MCB’s Business Visa Check Card
- $50,000 average daily balance required
Business NOW Accounts
The perfect interest-bearing account for sole proprietors, not-for-profits, and government agencies.
- Earn interest on your balance
- $10,000 average daily balance required
- No monthly account service fees when the minimum balance is met
- ATM transactions with MCB’s Business Visa Check Card
Ultra Insured Checking Account
Provides unparalleled security and liquidity with extensive FDIC insurance coverage.
- Up to $50 million in FDIC insurance
- Unlimited monthly transactions
- Suitable for corporate, not-for-profit, and public fund accounts
- ATM transactions with MCB’s Business Visa Check Card
Why Choose MCB
Relationship-driven Approach
We prioritize building strong relationships with our clients. Our Relationship Managers take the time to understand your unique needs and provide solutions that align with your business goals.
Innovation and Technology
We offer leading-edge banking solutions that enhance your financial management capabilities. Our online and mobile platforms are user-friendly and packed with features to make banking easier.
Local Expertise, Global Reach
While we have a deep understanding of the local markets we serve, our expertise extends globally, allowing us to support businesses at home and abroad with tailored financial solutions.
Commitment to Your Success
We’re here to help your business thrive. We provide tools, resources, and expert advice from a team of trusted financial professionals – ensuring your success now and into the future.
Online Banking
Manage your business accounts anytime, anywhere with online and mobile banking from Metropolitan Commercial Bank. It’s secure, convenient, and easy to use.
24/7 Access
Secure and convenient access to your accounts 24/7 from any device.
Real-time Monitoring
Protect your business with fraud alerts and real-time transaction monitoring.
Customizable Permissions
Ensure secure access to accounts across your team with customizable user permissions.
Enhance Efficiency
Our tools can streamline operations and enhance efficiencies within your accounting processes.
Manage your business accounts anytime, anywhere with online and mobile banking from Metropolitan Commercial Bank. It’s secure, convenient, and easy to use.
Meet Our Relationship Team
MCB’s Relationship Managers are dedicated to providing personalized, high-touch service tailored to your unique needs. Meet the team below and find a banking center near you.
Get in Touch
Protecting your privacy is a Metropolitan Commercial Bank priority. We will never ask you for your PIN, social security number, username, password, account number, or other personal information in email or text messages.
1 50 each: checks paid, checks deposited, ACH debits, ACH credits
2 150 each: checks paid, checks deposited, ACH debits, ACH credits