Personal Checking Accounts
Our personal checking accounts offer convenience, security, and personalized service, delivered by a dedicated Relationship Manager who acts as your single point of contact
Explore MCB’s Personal Checking Options
Personal Checking Account
Start your MCB relationship with a personal checking account.
- Low minimum balance requirement of $250
- Easy setup and maintenance
- 24/7 account management with online and mobile banking
Basic Checking
Perfect for individuals who write only a few checks and maintain small balances.
- A flat monthly fee of $3
- 12 free withdrawals each month at no additional charge
- 24/7 account management with online and mobile banking
Personal NOW Checking
Earn interest on your checking balances with a low minimum balance.
- Low minimum balance requirement
- Earn interest without the restrictions that apply to other interest-bearing accounts
- 24/7 account management with online and mobile banking
Ultra Insured Personal Checking Account
Provides unparalleled security and liquidity with extensive FDIC insurance coverage.
- Up to $50 million in FDIC insurance
- Unlimited monthly transactions
- Ideal for individual and joint account ownership
- 24/7 account management with online and mobile banking
Why Choose MCB
Relationship-driven Approach
We prioritize building strong relationships with our clients. Our Relationship Managers take the time to understand your unique needs and provide solutions that align with your short- and long-term financial goals.
Innovation and Technology
We offer leading-edge banking solutions that enhance your financial management capabilities. Our online and mobile platforms are user-friendly and packed with features to make banking easier.
Comprehensive financial solutions
MCB doesn’t just offer an array of personal banking options. We also provide complete commercial lending and business banking solutions. Manage all your financial needs seamlessly in one place with a team that understands and supports your complete financial well-being.
Commitment to Your Success
We’re here to help your business thrive. We provide tools, resources, and expert advice from a team of trusted financial professionals – ensuring your success now and into the future.
Online Banking
Manage your personal accounts anytime, anywhere with online and mobile banking from Metropolitan Commercial Bank. It’s secure, convenient, and easy to use.
24/7 Access
Secure and convenient access to your accounts 24/7 from any device.
Real-Time Monitoring
Protect your business with fraud alerts and real-time transaction monitoring.
Customizable Permissions
Ensure secure access to accounts across your team with customizable user permissions.
Enhance Efficiency
Our tools can streamline operations and enhance efficiencies within your accounting processes.
Manage your personal accounts anytime, anywhere with online and mobile banking from Metropolitan Commercial Bank. It’s secure, convenient, and easy to use.
Meet Our Relationship Team
MCB’s Relationship Managers are dedicated to providing personalized, high-touch service tailored to your unique needs. Meet the team below and find a banking center near you.
Get in Touch
Protecting your privacy is a Metropolitan Commercial Bank priority. We will never ask you for your PIN, social security number, username, password, account number, or other personal information in email or text messages.