Personal Ultra Insured Money Market Accounts

Our Ultra Insured money market account (MMA) is ideal for individuals looking to deposit balances over $250,000. With enhanced FDIC coverage up to $50 million, this innovative account from Metropolitan Commercial Bank (MCB) offers unmatched security, competitive returns, and effortless liquidity.

HomePersonalSavingsUltra Insured Personal Money Market Account

Key Account Features

Enhanced FDIC Insurance Coverage

Enjoy total peace of mind with FDIC insurance up to $50 million for individual and $100 million for joint accounts.

Convenient Funds Management

Simplify your financial management by consolidating multiple high-balance accounts into one.

Higher Interest Rates

Earn a highly competitive rate on balances over $250,000, ensuring substantial growth on your deposits.

Daily Liquidity

Benefit from greater flexibility with access to your funds whenever you need them.

Automatic Market Adjustments

Your rate is tied to the effective federal funds rate (EFFR) and auto-adjusts to maximize your earnings, ensuring you get the best possible return.

Why Choose MCB

Relationship-driven Approach

We prioritize building strong relationships with our clients. Our Relationship Managers take the time to understand your unique needs and provide solutions that align with your short- and long-term financial goals.

Innovation and Technology

We offer leading-edge banking solutions that enhance your financial management capabilities. Our online and mobile platforms are user-friendly and packed with features to make banking easier.

Comprehensive financial solutions

MCB doesn’t just offer an array of personal banking options. We also provide complete commercial lending and business banking solutions. Manage all your financial needs seamlessly in one place with a team that understands and supports your complete financial well-being.

Commitment to Your Success

We’re here to help your business thrive. We provide tools, resources, and expert advice from a team of trusted financial professionals – ensuring your success now and into the future.

Online Banking

Manage your business accounts anytime, anywhere with online and mobile banking from Metropolitan Commercial Bank. It’s secure, convenient, and easy to use.

24/7 Access

Secure and convenient access to your accounts 24/7 from any device.

Real-Time Monitoring

Protect your business with fraud alerts and real-time transaction monitoring.

Customizable Permissions

Ensure secure access to accounts across your team with customizable user permissions.

Enhance Efficiency

Our tools can streamline operations and enhance efficiencies within your accounting processes.

A blue Metropolitan Commercial Bank Visa debit card featuring a gold chip, wifi symbol, and expiration date of 12/27. The card is branded with

Manage your business accounts anytime, anywhere with online and mobile banking from Metropolitan Commercial Bank. It’s secure, convenient, and easy to use.

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What Our Clients Are Saying

  • “MCB’s team is amiable and responsive, ensuring our needs are met. Compared to other lenders who overcomplicate the details, MCB simplifies the process, making it easier to navigate. We truly value our relationship with them, viewing it more as a partnership. They are the first name on the list when others in our industry ask.”

    Akiva S President, General Counsel

  • “The Commercial & Industrial (C&I) professionals at MCB are a pleasure to deal with. They are a bright, responsive group that took the time to learn about our business and help us grow. They understand how to solve complex issues and bring creative solutions to the table.”

    Joseph G MCB client Since 2017

  • “MCB has been a tremendous partner in helping us build our healthcare business. They are very knowledgeable in the commercial space and work with borrowers in every aspect of lending and banking. MCB responds promptly to underwriting needs and can close deals quickly – their word is gold.”

    Thomas V Chief Investment/Financing Officer, Marx Development Group

  • “Metropolitan Commercial Bank has been a great partner for Integrated Vehicle Leasing Inc. They are very understanding of our needs and have always worked to support and grow our business. I am proud to be a customer of MCB and look forward to working with them for many years ahead!”

    C Haburay Integrated Vehicle Leasing, MCB client since 2019

  • “We have been banking with MCB for the past decade, and our experience has been outstanding. The team has been incredibly supportive of and attentive to our needs from the beginning. Their comprehensive suite of banking services has significantly contributed to the growth and success of our business.”

    Edward F

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Get in Touch

99 Park Ave, 12th Floor
New York, NY 10016

212 659-0600

Protecting your privacy is a Metropolitan Commercial Bank priority. We will never ask you for your PIN, social security number, username, password, account number, or other personal information in email or text messages.