High Yield Savings Account

Our High Yield Savings Account is designed to grow your savings faster by offering a competitive rate. Available exclusively through our digital banking platform.

Open an Account

Key Account Features

Competitive Interest Rate: 4.07% APY*

Maximize your savings with interest rates that are higher than most traditional savings accounts.

*APY – Annual Percentage Yield is offered as of 01/21/2025. Rates are subject to change without notice.

Easy Access to Funds

Enjoy convenient access to your money when you need it.

Minimum Balance Requirements

There are no minimum balance requirements to waive fees and no monthly service charges. A minimum balance of $1,000 is required to earn the APY.

FDIC Insured

Rest assured that your funds are protected by FDIC insurance up to $250,000.

Why Choose MCB

Relationship-driven Approach

We prioritize building strong relationships with our clients. Our Relationship Managers take the time to understand your unique needs and provide solutions that align with your short- and long-term financial goals.

Innovation and Technology

We offer leading-edge banking solutions that enhance your financial management capabilities. Our online and mobile platforms are user-friendly and packed with features to make banking easier.

Comprehensive financial solutions

MCB doesn’t just offer an array of personal banking options. We also provide complete commercial lending and business banking solutions. Manage all your financial needs seamlessly in one place with a team that understands and supports your complete financial well-being.

Commitment to Your Success

We’re here to help your business thrive. We provide tools, resources, and expert advice from a team of trusted financial professionals – ensuring your success now and into the future.

Online Banking

Manage your business accounts anytime, anywhere with online and mobile banking from Metropolitan Commercial Bank. It’s secure, convenient, and easy to use.

24/7 Access

Secure and convenient access to your accounts 24/7 from any device.

Real-Time Monitoring

Protect your business with fraud alerts and real-time transaction monitoring.

Customizable Permissions

Ensure secure access to accounts across your team with customizable user permissions.

Enhance Efficiency

Our tools can streamline operations and enhance efficiencies within your accounting processes.

A blue Metropolitan Commercial Bank Visa debit card featuring a gold chip, wifi symbol, and expiration date of 12/27. The card is branded with

Manage your business accounts anytime, anywhere with online and mobile banking from Metropolitan Commercial Bank. It’s secure, convenient, and easy to use.

What Our Clients Are Saying

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Get in Touch

99 Park Ave, 12th FloorrnNew York, NY 10016

Protecting your privacy is a Metropolitan Commercial Bank priority. We will never ask you for your PIN, social security number, username, password, account number, or other personal information in email or text messages.