Business Certificate of Deposit (CD)

Our business CDs offer a secure, guaranteed savings solution for your business. See how Metropolitan Commercial Bank (MCB) can empower your business’ growth potential with complete and total confidence.

HomeBusinessBusiness Savings AccountsBusiness Certificate of Deposit (CD)

Key Account Features & Benefits

Enhanced FDIC Insurance Coverage

Get up to $50 million in FDIC insurance for single accounts and up to $100 million for joint accounts.

Fixed Interest Rates

Lock in our best interest rate for the entire term of your deposit, protecting against market fluctuation.

Flexible Terms

With terms ranging from three to 60 months and regular and jumbo options, our CDs are a smart choice for any savings goals.

Predictable, Guaranteed Returns

Know exactly how much interest you’ll earn by the end of your loan term for accurate financial forecasting.

Automatic Renewal Options

Set your CDs to renew automatically for continuous growth or opt to withdraw or adjust the terms at maturity.

FDIC Insured

Rest assured that your funds are protected by FDIC insurance, up to $250,000.

Why Choose MCB

Relationship-driven Approach

We prioritize building strong relationships with our clients. Our Relationship Managers take the time to understand your unique needs and provide solutions that align with your business goals.

Innovation and Technology

We offer leading-edge banking solutions that enhance your financial management capabilities. Our online and mobile platforms are user-friendly and packed with features to make banking easier.

Local Expertise, Global Reach

While we have a deep understanding of the local markets we serve, our expertise extends globally, allowing us to support businesses at home and abroad with tailored financial solutions.

What Our Clients Are Saying

  • “MCB’s team is amiable and responsive, ensuring our needs are met. Compared to other lenders who overcomplicate the details, MCB simplifies the process, making it easier to navigate. We truly value our relationship with them, viewing it more as a partnership. They are the first name on the list when others in our industry ask.”

    Akiva S President, General Counsel

  • “The Commercial & Industrial (C&I) professionals at MCB are a pleasure to deal with. They are a bright, responsive group that took the time to learn about our business and help us grow. They understand how to solve complex issues and bring creative solutions to the table.”

    Joseph G MCB client Since 2017

  • “MCB has been a tremendous partner in helping us build our healthcare business. They are very knowledgeable in the commercial space and work with borrowers in every aspect of lending and banking. MCB responds promptly to underwriting needs and can close deals quickly – their word is gold.”

    Thomas V Chief Investment/Financing Officer, Marx Development Group

  • “Metropolitan Commercial Bank has been a great partner for Integrated Vehicle Leasing Inc. They are very understanding of our needs and have always worked to support and grow our business. I am proud to be a customer of MCB and look forward to working with them for many years ahead!”

    C Haburay Integrated Vehicle Leasing, MCB client since 2019

  • “We have been banking with MCB for the past decade, and our experience has been outstanding. The team has been incredibly supportive of and attentive to our needs from the beginning. Their comprehensive suite of banking services has significantly contributed to the growth and success of our business.”

    Edward F

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Get in Touch

99 Park Ave, 12th Floor
New York, NY 10016

212 659-0600

Protecting your privacy is a Metropolitan Commercial Bank priority. We will never ask you for your PIN, social security number, username, password, account number, or other personal information in email or text messages.