Business Checking Accounts

Our business checking accounts offer flexibility, security, and personalized service, delivered by a dedicated Relationship Manager who acts as your single point of contact.

HomeBusinessBusiness Checking Account
A person is writing on a checkbook while resting it on a laptop keyboard. They are wearing a watch and a long-sleeved shirt. A computer mouse is visible nearby on the desk. Sunlight streams through a window in the background.

Comprehensive Checking Solutions

From middle-market enterprises and corporate institutions to municipalities and local government entities, Metropolitan Commercial Bank (MCB) offers a variety of business checking accounts designed to meet the unique needs of businesses of all sizes and industries.

Essential
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Essential Business Checking

Perfect for businesses with fixed or limited numbers of monthly transactions.

  • 200 free monthly transactions1
  • $5,000 average daily balance required
  • ATM transactions with MCB’s Business Visa Check Card
  • Offers full complement of Treasury Management services
Enhanced
A man in a brown blazer sits at a desk, focusing on his phone, with an open laptop in front of him. A pen and notepad are on the desk. The background shows a large window with a blurred cityscape view.

Enhanced Business Checking

Ideal for businesses with a moderate volume of transactions.

  • 600 free monthly transactions2
  • $15,000 average daily balance required
  • ATM transactions with MCB’s Business Visa Check Card
  • Offers full complement of Treasury Management services
Platinum
A diverse group of five people in business attire are seated around a modern conference table in a high-rise office. They are engaged in a discussion, with one person gesturing while speaking. Large windows reveal a cityscape in the background.

Platinum Business Checking

Tailored to commercial clients with complex cash management needs.

  • Improve cash flow and reduce costs with Treasury Management services
  • Offset monthly fees by aggregating balances of multiple accounts
  • ATM transactions with MCB’s Business Visa Check Card
  • $50,000 average daily balance required
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Business NOW Accounts

The perfect interest-bearing account for sole proprietors, not-for-profits, and government agencies.

  • Earn interest on your balance
  • $10,000 average daily balance required
  • No monthly account service fees when the minimum balance is met
  • ATM transactions with MCB’s Business Visa Check Card
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Ultra Insured Checking Account

Provides unparalleled security and liquidity with extensive FDIC insurance coverage.

  • Up to $50 million in FDIC insurance
  • Unlimited monthly transactions
  • Suitable for corporate, not-for-profit, and public fund accounts
  • ATM transactions with MCB’s Business Visa Check Card

Why Choose MCB

Relationship-driven Approach

We prioritize building strong relationships with our clients. Our Relationship Managers take the time to understand your unique needs and provide solutions that align with your business goals.

Innovation and Technology

We offer leading-edge banking solutions that enhance your financial management capabilities. Our online and mobile platforms are user-friendly and packed with features to make banking easier.

Local Expertise, Global Reach

While we have a deep understanding of the local markets we serve, our expertise extends globally, allowing us to support businesses at home and abroad with tailored financial solutions.

Commitment to Your Success

We’re here to help your business thrive. We provide tools, resources, and expert advice from a team of trusted financial professionals – ensuring your success now and into the future.

Online Banking

Manage your business accounts anytime, anywhere with online and mobile banking from Metropolitan Commercial Bank. It’s secure, convenient, and easy to use.

24/7 Access

Secure and convenient access to your accounts 24/7 from any device.

Real-time Monitoring

Protect your business with fraud alerts and real-time transaction monitoring.

Customizable Permissions

Ensure secure access to accounts across your team with customizable user permissions.

Enhance Efficiency

Our tools can streamline operations and enhance efficiencies within your accounting processes.

A blue Metropolitan Commercial Bank Visa debit card featuring a gold chip, wifi symbol, and expiration date of 12/27. The card is branded with

Manage your business accounts anytime, anywhere with online and mobile banking from Metropolitan Commercial Bank. It’s secure, convenient, and easy to use.

Let’s Connect Learn More

What Our Clients Are Saying

  • “MCB’s team is amiable and responsive, ensuring our needs are met. Compared to other lenders who overcomplicate the details, MCB simplifies the process, making it easier to navigate. We truly value our relationship with them, viewing it more as a partnership. They are the first name on the list when others in our industry ask.”

    Akiva S President, General Counsel

  • “The Commercial & Industrial (C&I) professionals at MCB are a pleasure to deal with. They are a bright, responsive group that took the time to learn about our business and help us grow. They understand how to solve complex issues and bring creative solutions to the table.”

    Joseph G MCB client Since 2017

  • “MCB has been a tremendous partner in helping us build our healthcare business. They are very knowledgeable in the commercial space and work with borrowers in every aspect of lending and banking. MCB responds promptly to underwriting needs and can close deals quickly – their word is gold.”

    Thomas V Chief Investment/Financing Officer, Marx Development Group

  • “Metropolitan Commercial Bank has been a great partner for Integrated Vehicle Leasing Inc. They are very understanding of our needs and have always worked to support and grow our business. I am proud to be a customer of MCB and look forward to working with them for many years ahead!”

    C Haburay Integrated Vehicle Leasing, MCB client since 2019

  • “We have been banking with MCB for the past decade, and our experience has been outstanding. The team has been incredibly supportive of and attentive to our needs from the beginning. Their comprehensive suite of banking services has significantly contributed to the growth and success of our business.”

    Edward F

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Get in Touch

Complete the form to connect with the team at Metropolitan Commercial Bank, find a location near you or reach out by mail using the address below.

99 Park Ave, 12th Floor
New York, NY 10016

212 659-0600

Protecting your privacy is a Metropolitan Commercial Bank priority. We will never ask you for your PIN, social security number, username, password, account number, or other personal information in email or text messages.

1 50 each: checks paid, checks deposited, ACH debits, ACH credits
2 150 each: checks paid, checks deposited, ACH debits, ACH credits